Solid - is a payment gateway enabling the merchant to accept online payments of a different kind.
How does it work?
There are two options of integration with SolidGate:
Only PCI DSS certified merchants are eligible for full API considering that merchant accepts and processes card data on its end.
Following API methods are restricted without valid PCI DSS certificate:
3DS (3-D Secure) — known as Verified By Visa and MasterCard Secure Code. These are the programmes of respective Card Scheme so the issuer can check whether the cardholder does authorize the payment. It works as follows: cardholder specifies his/her card details, then issuer's website occurs where the cardholder is supposed to enter the secret code (usually mentioned in SMS). If the code is entered correctly, the payment will be approved. If not, it will be declined.
Operation of Sales can be performed via SolidGate with 3DS if 3DS-authentication required.
Below is a chart of 3DS flow when SolidGate Payment Form applied.