Empowered with a comprehensive understanding of transaction processes, you gain insights into
A security protocol for online transactions, adding an extra layer of authentication. Users may receive a one-time code for verification, reducing the risk of unauthorized transactions.
3D Secure
authentication and
The return of funds to a customer, typically for a returned or canceled purchase.
refunds
, ensuring seamless transactions and effective troubleshooting.
Integration essentials
The
Solidgate
API
allows businesses to integrate the platform’s customized solutions and meet specific requirements.
Solidgate
SDK
simplifies integration with features like
The process of replacing sensitive data with a unique identifier, token, for enhanced security.
token generation
and secure transaction handling.
Solidgate’s host-to-host integration empowers merchants with full control over the checkout page for customization and management of the payment process. Digital wallets and alternative payment methods boost
Metrics that indicate the percentage of users who successfully complete the payment process once they have initiated it.
checkout conversion rates
and cater to localized preferences.
An interface allowing users to input payment details for a transaction.
Payment forms
,
A web page where customers enter payment details to complete a transaction.
payment pages
, and e-commerce plugins provide user-friendly and secure payment options, streamlining transaction processing. These features can be customized to align with branding and localization needs.
Leveraging Solidgate’s easily customizable Payment Form can enhance your customers’ payment experience.
This guide will lead you through the Payment Form integration flow, including backend setup, SDK installation, API instance creation, and merchant data configuration. The Solidgate SDK offers an effective solution for integrating this feature, facilitating the tokenization of sensitive data, 3D Secure authentication, and offering multiple payment method support. Additionally, Solidgate provides robust customization options for its payment forms, enabling a seamless and localized user experience. The form supports the display of additional fields required for transactions.The Payment Page is a convenient tool that enables you to create a secure Payment Page for your customers in just a few clicks.
Supported payment methods, which are available according to customer locale, include:
- Card payments
- Apple Pay or Google Pay
- PayPal
- Giropay in Germany (
DEU
) - iDeal in the Netherlands (
NLD
) - Sofort in several European countries including Germany (
DEU
) and Spain (ESP
) - SEPA within the European Union
Comprehensive guide for personalizing your payment page. customer experience , allowing you to display elements such as your brand logo, public name, and more.
Solidgate’s Payment Link provides the fastest integration for accepting payments, requiring no coding expertise.
Once created, the Payment Link is reusable: it allows customers to retry a payment in case of decline, and you can share it as many times as needed. This functionality not only provides convenience to customers but also boosts your conversion rate.
The integration of a retry mechanism within the Payment Link addresses payment declines by prompting customers to try again, thereby minimizing lost sales opportunities.
Generating a Solidgate Payment Link requires no code, as you can use our Postman collection.
After generation, you will receive your Payment Link URL to share with customers any way you prefer:
- Embed into a website button.
- Include in follow-up communications for abandoned carts.
- Send directly via email.
Understanding host-to-host integration is essential for a merchant planning to integrate with a payment system, as it offers secure transactions, flexible payment options, efficient management of credit card payments, and features like 3D Secure, tokenization, and recurring transactions.
Moreover, it offers various API types for different transactions, making it easy for merchants to handle operations like authorization, settlement, and refunds. It also facilitates payment without CVV, simplifying customer interactions and enhancing conversion rates.
Understanding alternative payment methods (APMs) is an essential step for businesses to enhance their customer experience and increase conversion rates. Moreover, localization plays a crucial role in the payment process.
Another strategic advantage for businesses comes from the integration of popular APMs such as PayPal and Sofort, among others.
By understanding the specific dispute and refund procedures associated with each APM, businesses can enhance their customer service, effectively addressing customer complaints and, in turn, mitigating potential losses.
Overall, a comprehensive grasp of APMs can provide businesses with a competitive edge in today’s dynamic market landscape.
Launch
Testing integration, using
A mechanism enabling real-time communication and data exchange between different systems to notify about specific events or updates.
webhooks
, understanding error codes, and ensuring compliance with industry legal and regulatory requirements are all essential aspects of a successful payment system integration for merchants.
Therefore, investing time and effort in testing is a crucial step to ensure the successful integration of their payment system.
Non-traditional payment methods beyond credit cards, such as digital wallets or bank transfers. alternative payments ,
A payment arrangement where a customer authorizes the automatic and periodic withdrawal of funds from their account to fulfill ongoing financial obligations. subscriptions ,
A dispute process initiated by a cardholder, resulting in the reversal of a transaction and funds returned. chargebacks , and
It involves a notification about an unauthorized transaction due to stolen payment or identity information, causing financial losses. fraud alerts.
A code indicating the reason for the rejection of a transaction. decline code , merchants can provide specific instructions to resolve the issue. Familiarity with common decline codes like
The general group of declines. The card issuing bank did not complete the transaction successfully. 0.01 General decline ,
The payment was not completed within the allocated timeframe, leading to order expiration. 0.02 Order expired , and
The card issuer may block a transaction due to legal violations, either related to the cardholder or originating from a sanctioned country. 0.03 Illegal operation enables merchants to guide customers toward successful transactions.